/* ===== CSS RESET & NORMALIZE ===== */
html, body, div, span, applet, object, iframe, h1, h2, h3, h4, h5, h6, p, blockquote, pre, a, abbr, acronym, address, big, cite, code, del, dfn, em, img, ins, kbd, q, s, samp, small, strike, strong, sub, sup, tt, var, b, u, i, center, dl, dt, dd, ol, ul, li, fieldset, form, label, legend, table, caption, tbody, tfoot, thead, tr, th, td, article, aside, canvas, details, embed, figure, figcaption, footer, header, hgroup, main, menu, nav, output, ruby, section, summary, time, mark, audio, video {
  margin: 0;
  padding: 0;
  border: 0;
  font-size: 100%;
  font: inherit;
  vertical-align: baseline;
  box-sizing: border-box;
}
html {
  line-height: 1.15;
  -webkit-text-size-adjust: 100%;
  scroll-behavior: smooth;
}
body {
  min-height: 100vh;
  font-family: 'Roboto', Arial, sans-serif;
  background: #F4F7FB;
  color: #234075;
  font-size: 16px;
  letter-spacing: 0.02em;
  -webkit-font-smoothing: antialiased;
  background: linear-gradient(120deg, #F4F7FB 0%, #e8eef9 100%);
}
img,
svg {
  max-width: 100%;
  display: block;
}
a {
  color: #234075;
  text-decoration: none;
  transition: color 0.2s;
}
a:hover, a:focus {
  color: #FFD047;
}
ul, ol {
  padding-left: 24px;
}
strong {
  font-weight: 600;
}
hr {
  border: none;
  border-bottom: 1px solid #dde3ef;
  margin: 32px 0;
}
/* ===== BRAND TYPOGRAPHY ===== */
h1, h2, h3, h4, h5, h6 {
  font-family: 'Montserrat', Arial, sans-serif;
  color: #234075;
  line-height: 1.18;
}
h1 {
  font-size: 2.5rem;
  font-weight: 800;
}
h2 {
  font-size: 2rem;
  font-weight: 700;
}
h3 {
  font-size: 1.3rem;
  font-weight: 600;
}
h4 {
  font-size: 1.05rem;
  font-weight: 600;
}
p, li {
  font-family: 'Roboto', Arial, sans-serif;
  font-size: 1rem;
  color: #234075;
  line-height: 1.7;
  margin-bottom: 10px;
}
blockquote {
  font-family: 'Montserrat', Arial, sans-serif;
  font-size: 1.1rem;
  font-style: italic;
  color: #234075;
  background: #fff;
  border-left: 4px solid #FFD047;
  padding: 16px 24px 16px 20px;
  margin-bottom: 10px;
}
cite {
  font-weight: 600;
  font-size: 0.96rem;
  display: block;
  margin-top: 8px;
  color: #4578c2;
}
/* ========== LAYOUT & CONTAINERS ========== */
.container {
  width: 100%;
  max-width: 1160px;
  margin: 0 auto;
  padding: 0 20px;
  display: flex;
  flex-direction: column;
}
.content-wrapper {
  width: 100%;
  display: flex;
  flex-direction: column;
  gap: 24px;
  align-items: flex-start;
}
.section {
  margin-bottom: 60px;
  padding: 40px 20px;
  background: #fff;
  border-radius: 20px;
  box-shadow: 0 4px 32px rgba(35, 64, 117, 0.06);
}
.card-container {
  display: flex;
  flex-wrap: wrap;
  gap: 24px;
}
.card {
  background: #fff;
  border-radius: 16px;
  box-shadow: 0 2px 10px rgba(35, 64, 117, 0.07);
  margin-bottom: 20px;
  position: relative;
  padding: 24px 24px 18px 24px;
  flex: 1 1 290px;
  transition: box-shadow 0.24s, transform 0.24s;
}
.card:hover, .card:focus-within {
  box-shadow: 0 8px 32px rgba(35,64,117,0.09);
  transform: translateY(-3px) scale(1.01);
}
.content-grid {
  display: flex;
  flex-wrap: wrap;
  gap: 20px;
  justify-content: space-between;
}
.text-image-section {
  display: flex;
  align-items: center;
  gap: 30px;
  flex-wrap: wrap;
}
.testimonial-card {
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  gap: 20px;
  background: #fff;
  border-radius: 14px;
  padding: 20px;
  box-shadow: 0 2px 12px rgba(35, 64, 117, 0.07);
  margin-bottom: 20px;
  border-left: 4px solid #FFD047;
}
.feature-item {
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  gap: 15px;
}
.feature-grid, .features {
  display: flex;
  flex-wrap: wrap;
  gap: 24px;
  justify-content: flex-start;
  margin-top: 20px;
}
.feature {
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  background: #F4F7FB;
  border-radius: 16px;
  box-shadow: 0 2px 10px rgba(35, 64, 117, 0.05);
  padding: 20px 24px 18px 24px;
  min-width: 230px;
  flex: 1 1 220px;
  transition: box-shadow 0.22s;
}
.feature:hover {
  box-shadow: 0 8px 32px rgba(35,64,117,0.09);
}
.text-section {
  display: flex;
  flex-direction: column;
  gap: 20px;
}
@media (max-width: 768px) {
  .content-grid, .features, .feature-grid, .card-container {
    flex-direction: column;
    gap: 20px;
    align-items: stretch;
  }
  .text-image-section {
    flex-direction: column;
    gap: 20px;
  }
  .container {
    padding: 0 12px;
  }
}
/* ===== HEADER & NAVIGATION ===== */
header {
  width: 100%;
  background: linear-gradient(95deg,#234075 88%, #FFD047 100%);
  box-shadow: 0 2px 10px rgba(35,64,117,0.08);
  padding: 0;
}
header .container {
  min-height: 74px;
  flex-direction: row;
  align-items: center;
  justify-content: space-between;
  gap: 18px;
}
.logo img {
  height: 44px;
  width: auto;
  display: block;
}
.main-nav {
  display: flex;
  flex-direction: row;
  gap: 24px;
  align-items: center;
}
.main-nav a {
  font-family: 'Montserrat', Arial, sans-serif;
  font-weight: 500;
  font-size: 1.05rem;
  color: #fff;
  padding: 8px 0;
  border-bottom: 2px solid transparent;
  transition: color 0.2s, border 0.22s;
}
.main-nav a:hover, .main-nav a:focus {
  color: #FFD047;
  border-bottom: 2px solid #FFD047;
}
.cta-btn {
  display: inline-flex;
  align-items: center;
  font-family: 'Montserrat', Arial, sans-serif;
  background: linear-gradient(98deg, #FFD047 88%, #fff 100%);
  color: #234075;
  font-weight: 700;
  border: none;
  border-radius: 32px;
  padding: 12px 32px;
  margin-left: 16px;
  font-size: 1rem;
  box-shadow: 0 2px 12px rgba(255,208,71,0.11);
  transition: background 0.22s, box-shadow 0.22s, color 0.15s;
  cursor: pointer;
}
.cta-btn:hover, .cta-btn:focus {
  background: linear-gradient(96deg, #FFD047 70%, #ffe596 100%);
  color: #234075;
  box-shadow: 0 4px 18px rgba(255,208,71,0.20);
}
/* MOBILE HEADER NAV */
.mobile-menu-toggle {
  display: none;
  background: none;
  border: none;
  color: #FFD047;
  font-size: 2.1rem;
  margin-left: 14px;
  cursor: pointer;
  padding: 2px 4px;
  transition: color 0.2s, background 0.2s, box-shadow 0.2s;
  border-radius: 6px;
}
.mobile-menu-toggle:focus {
  background: #FFD047;
  color: #234075;
}
@media (max-width: 976px) {
  .main-nav {
    display: none;
  }
  .mobile-menu-toggle {
    display: block;
  }
}
.mobile-menu {
  position: fixed;
  top: 0;
  left: 0;
  height: 100vh;
  width: 100vw;
  background: linear-gradient(110deg, #234075 90%, #FFD047 100%);
  z-index: 2002;
  display: flex;
  flex-direction: column;
  justify-content: flex-start;
  align-items: flex-start;
  transform: translateX(-100%);
  transition: transform 0.37s cubic-bezier(0.86,0,0.07,1);
}
.mobile-menu.open {
  transform: translateX(0%);
}
.mobile-menu-close {
  align-self: flex-end;
  background: none;
  color: #FFD047;
  border: none;
  font-size: 2.1rem;
  padding: 18px 22px 10px 0;
  margin-bottom: 18px;
  cursor: pointer;
  transition: filter 0.22s;
}
.mobile-menu-close:focus {
  filter: brightness(0.82);
}
.mobile-nav {
  display: flex;
  flex-direction: column;
  width: 100%;
  gap: 16px;
  padding: 0 32px;
}
.mobile-nav a {
  font-family: 'Montserrat', Arial, sans-serif;
  font-size: 1.3rem;
  color: #fff;
  font-weight: 600;
  padding: 10px 0;
  border-bottom: 1px solid #FFD04710;
  transition: color 0.18s, background 0.18s;
  border-radius: 5px;
}
.mobile-nav a:active,
.mobile-nav a:hover,
.mobile-nav a:focus {
  color: #FFD047;
  background: #fff1cc0d;
}
@media (min-width: 977px) {
  .mobile-menu {
    display: none;
  }
}
/* ===== HERO & SECTION BACKGROUNDS ===== */
.hero, .services-hero, .offers-hero, .investors-hero, .guide-hero, .contact-hero, .thank-you-section {
  width: 100%;
  min-height: 320px;
  padding: 64px 0 48px 0;
  background: linear-gradient(110deg, #234075 80%, #FFD047 100%);
  color: #fff;
  display: flex;
  align-items: center;
  justify-content: center;
}
.hero .container,
.services-hero .container,
.offers-hero .container,
.investors-hero .container,
.guide-hero .container,
.contact-hero .container,
.thank-you-section .container{
  justify-content: center;
  align-items: center;
}
.hero h1, .services-hero h1, .offers-hero h1, .investors-hero h1, .guide-hero h1, .contact-hero h1, .thank-you-section h1 {
  color: #fff;
  text-shadow: 0 2px 12px rgba(35,64,117,0.13);
}
.hero p, .services-hero p, .offers-hero p, .investors-hero p, .guide-hero p, .contact-hero p {
  color: #fffde9;
  font-size: 1.11rem;
  font-weight: 400;
}
@media (max-width: 768px) {
  .hero, .services-hero, .offers-hero, .investors-hero, .guide-hero, .contact-hero, .thank-you-section {
    min-height: 190px;
    padding: 40px 0 18px 0;
  }
}
/* ===== CTA SECTION ===== */
.cta, .offers-cta, .contact-cta, .cta-section {
  background: linear-gradient(95deg, #234075 88%, #FFD047 100%);
  border-radius: 22px;
  margin-bottom: 50px;
  padding: 40px 20px 44px 20px;
}
.cta h2, .offers-cta h2, .contact-cta h2, .cta-section h2 {
  color: #fff;
  font-size: 2.1rem;
  margin-bottom: 14px;
}
.cta-btn {
  margin-top: 10px;
}
@media (max-width: 768px) {
  .cta, .offers-cta, .contact-cta, .cta-section {
    border-radius: 10px;
    padding: 24px 10px 26px 10px;
  }
  .cta h2, .offers-cta h2, .contact-cta h2, .cta-section h2 {
    font-size: 1.3rem;
  }
}
/* ===== FOOTER ===== */
footer {
  background: #234075;
  color: #fff;
  padding: 44px 0 20px 0;
}
footer .container {
  flex-direction: row;
  align-items: flex-start;
  justify-content: space-between;
  gap: 28px;
}
.footer-nav {
  display: flex;
  flex-direction: column;
  gap: 12px;
}
.footer-nav a {
  color: #FFD047;
  font-family: 'Montserrat', Arial, sans-serif;
  font-size: 1rem;
  transition: color 0.15s;
}
.footer-nav a:hover, .footer-nav a:focus {
  color: #fff;
}
.footer-brand img {
  width: 54px;
  height: auto;
}
.footer-info {
  font-size: 0.97rem;
  margin-top: 12px;
  color: #fffde6;
}
@media (max-width: 900px) {
  footer .container {
    flex-direction: column;
    gap: 16px;
    align-items: flex-start;
    padding: 0 14px;
  }
  .footer-brand {
    margin-bottom: 14px;
  }
}
/* ====== UTILITY CLASSES & SPACING ===== */
.mt-8 { margin-top: 8px !important; }
.mb-8 { margin-bottom: 8px !important; }
.mt-16 { margin-top: 16px !important; }
.mb-16 { margin-bottom: 16px !important; }
.mt-32 { margin-top: 32px !important; }
.mb-32 { margin-bottom: 32px !important; }
.text-center { text-align: center !important; }
.flex-center { display: flex; align-items: center; justify-content: center; }
/* ===== RESPONSIVE FONT SIZES & SPACING ===== */
@media (max-width: 600px) {
  h1 { font-size: 1.7rem; }
  h2 { font-size: 1.25rem; }
  h3 { font-size: 1rem; }
  .cta-btn { font-size: 0.96rem; padding: 10px 16px; }
}
/* ===== SPECIAL SECTIONS ===== */
.services-overview ul,
.services-for-investors ul,
.find-ideal-offer ul,
.values-section ul,
.team-section ul,
.guide-categories ul,
.guide-articles ul,
.service-details > .content-wrapper > .text-section ul,
.about-section ul {
  margin-top: 7px;
  margin-bottom: 20px;
  list-style-type: disc;
  padding-left: 34px;
}
.services-overview ul li,
.services-for-investors ul li,
.find-ideal-offer ul li,
.values-section ul li,
.team-section ul li,
.guide-categories ul li,
.guide-articles ul li,
.service-details > .content-wrapper > .text-section ul li,
.about-section ul li {
  margin-bottom: 11px;
}
@media (max-width: 500px) {
  ul, ol {
    padding-left: 18px;
  }
}
/* ===== TESTIMONIALS & REVIEW CARDS ===== */
.testimonials, .testimonials-investors {
  background: linear-gradient(98deg, #F4F7FB 89%, #FFD04730 100%);
  border-radius: 28px;
  margin-bottom: 60px;
  padding: 48px 0 24px 0;
}
.testimonials .testimonial-card,
.testimonials-investors .testimonial-card {
  background: #fff;
  color: #234075;
  margin-bottom: 24px;
  border-radius: 14px;
  padding: 20px 24px 18px 24px;
  box-shadow: 0 2px 12px rgba(35, 64, 117, 0.10);
  border-left: 4px solid #FFD047;
  max-width: 670px;
}
@media (max-width: 700px) {
  .testimonial-card {
    max-width: 100%;
    padding: 17px 10px 14px 13px;
  }
}
/* ===== BUTTONS & FORMS ===== */
button,
input[type="button"],
input[type="submit"],
input[type="reset"] {
  font-family: 'Montserrat', Arial, sans-serif;
  font-weight: 700;
  padding: 10px 26px;
  border-radius: 24px;
  background: #FFD047;
  color: #234075;
  border: none;
  cursor: pointer;
  font-size: 1rem;
  transition: background 0.21s, color 0.15s, box-shadow 0.19s;
  box-shadow: 0 2px 10px rgba(255,208,71,0.08);
}
button:hover, button:focus {
  background: #ffe596;
  color: #234075;
  box-shadow: 0 3px 16px rgba(255,208,71,0.17);
}
/* ===== MODALS & OVERLAYS (for cookie settings) ===== */
.cookie-modal-overlay {
  position: fixed;
  top: 0;
  left: 0; width: 100vw; height: 100vh;
  background: rgba(35, 64, 117, 0.35);
  z-index: 3002;
  display: flex;
  align-items: center;
  justify-content: center;
  opacity: 0;
  pointer-events: none;
  transition: opacity 0.3s;
}
.cookie-modal-overlay.open {
  opacity: 1;
  pointer-events: all;
}
.cookie-modal {
  background: #fff;
  border-radius: 22px;
  box-shadow: 0 6px 40px rgba(35, 64, 117, 0.22);
  max-width: 420px;
  width: 93vw;
  padding: 36px 28px 26px 28px;
  z-index: 9999;
  animation: modal-in 0.4s;
  display: flex;
  flex-direction: column;
  gap: 24px;
}
@keyframes modal-in {
  from { transform: translateY(60px) scale(0.98); opacity: 0; }
  to { transform: translateY(0) scale(1); opacity: 1; }
}
.cookie-categories {
  display: flex;
  flex-direction: column;
  gap: 18px;
  margin: 10px 0 20px 0;
}
.cookie-category {
  display: flex;
  align-items: center;
  gap: 12px;
  background: #F4F7FB;
  border-radius: 10px;
  padding: 8px 14px;
  font-size: 1rem;
}
.cookie-toggle {
  margin-left: auto;
  width: 36px; height: 20px;
  position: relative;
}
.cookie-toggle input[type="checkbox"] {
  width: 0; height: 0; opacity: 0;
}
.cookie-toggle .slider {
  position: absolute;
  cursor: pointer;
  top: 0; left: 0; right: 0; bottom: 0;
  background: #dde3ef;
  border-radius: 12px;
  transition: background 0.2s;
}
.cookie-toggle input:checked + .slider {
  background: #FFD047;
}
.cookie-toggle .slider:before {
  position: absolute;
  content: '';
  height: 16px;
  width: 16px;
  left: 2px; bottom: 2px;
  background: #fff;
  border-radius: 50%;
  transition: transform 0.22s;
  box-shadow: 0 1px 6px rgba(35,64,117,0.10);
}
.cookie-toggle input:checked + .slider:before {
  transform: translateX(16px);
}
/* ===== COOKIE BANNER ===== */
.cookie-banner {
  position: fixed;
  bottom: 0; left: 0;
  width: 100vw;
  box-sizing: border-box;
  background: linear-gradient(95deg, #234075 84%, #FFD047 100%);
  color: #fff;
  padding: 24px 32px 22px 20px;
  display: flex;
  flex-direction: row;
  align-items: flex-start;
  gap: 36px;
  z-index: 2003;
  box-shadow: 0 -2px 18px rgba(35, 64, 117, 0.09);
}
.cookie-banner__text {
  flex: 1;
  font-size: 1.07rem;
  font-family: 'Roboto', Arial, sans-serif;
}
.cookie-banner__actions {
  display: flex;
  flex-direction: row;
  gap: 16px;
  align-items: center;
  flex-shrink: 0;
}
.cookie-btn {
  background: #FFD047;
  color: #234075;
  font-weight: 700;
  font-family: 'Montserrat', Arial, sans-serif;
  border: none;
  border-radius: 22px;
  font-size: 1rem;
  padding: 8px 22px;
  cursor: pointer;
  box-shadow: 0 2px 8px rgba(255,208,71,0.10);
  transition: background 0.15s, color 0.12s, box-shadow 0.15s;
}
.cookie-btn:hover, .cookie-btn:focus {
  background: #ffe596;
  color: #234075;
  box-shadow: 0 3px 16px rgba(255,208,71,0.12);
}
.cookie-btn-outline {
  background: transparent;
  border: 2px solid #FFD047;
  color: #FFD047;
  box-shadow: none;
}
.cookie-btn-outline:focus, .cookie-btn-outline:hover {
  background: #FFD047;
  color: #234075;
}
@media (max-width: 700px) {
  .cookie-banner {
    flex-direction: column;
    align-items: stretch;
    gap: 16px;
    padding: 18px 8px 13px 8px;
  }
  .cookie-banner__actions {
    flex-direction: column;
    align-items: stretch;
    gap: 6px;
  }
}
/* ===== FORMS (if any are added later) ===== */
input, textarea, select {
  font-family: 'Roboto', Arial, sans-serif;
  font-size: 1rem;
  border: 1.3px solid #dde3ef;
  border-radius: 10px;
  padding: 9px 12px;
  background: #fff;
  transition: border 0.18s;
  outline: none;
}
input:focus, textarea:focus, select:focus {
  border-color: #FFD047;
}
label {
  font-family: 'Montserrat', Arial, sans-serif;
  font-size: 1rem;
  font-weight: 600;
  margin-bottom: 5px;
  color: #234075;
}
/* ===== SCROLLBAR ===== */
::-webkit-scrollbar { width: 7px; background: #e0e6f2; }
::-webkit-scrollbar-thumb { background: #c4cadd; border-radius: 8px; }
/* ===== MISC ===== */
hr {
  border: none;
  border-bottom: 1.5px solid #dde3ef;
  margin: 24px 0;
}
/* ========== DARK ON LIGHT CONTRAST FOR TESTIMONIAL CARDS ========== */
.testimonial-card, .testimonials .testimonial-card, .testimonials-investors .testimonial-card  {
  background: #fff;
  color: #234075;
}
.testimonial-card blockquote, .testimonials .testimonial-card blockquote, .testimonials-investors .testimonial-card blockquote {
  color: #234075;
  background: #fff;
}
.testimonial-card cite, .testimonials .testimonial-card cite, .testimonials-investors .testimonial-card cite {
  color: #234075;
}
/* ======= ACCENT COLOR FOR ACTIVE NAV ======= */
.main-nav a.active, .mobile-nav a.active {
  color: #FFD047 !important;
  border-bottom: 2px solid #FFD047;
}
/* ======= THANK YOU PAGE ======= */
.thank-you-section {
  background: linear-gradient(110deg, #234075 80%, #FFD047 100%);
  color: #fff;
  border-radius: 0 0 24px 24px;
  min-height: 250px;
  padding-top: 60px;
}
.thank-you-section h1,
.thank-you-section p {
  color: #fff;
}
/* ===== STICKY HEADER SHADOW (OPTIONAL) ===== */
@media (min-width: 721px) {
  header {
    position: sticky;
    top: 0;
    z-index: 199;
  }
}
/* ===== ANIMATION FOR SLIDE-IN/OUT COMPONENTS ===== */
.slide-in-left {
  animation: slideInLeft 0.41s cubic-bezier(0.71,0.01,0.25,1) forwards;
}
@keyframes slideInLeft {
  from { transform: translateX(-100vw); opacity:0; }
  to   { transform: translateX(0);  opacity:1; }
}
.slide-out-left {
  animation: slideOutLeft 0.31s cubic-bezier(0.52,0,0.09,1) forwards;
}
@keyframes slideOutLeft {
  from { transform: translateX(0vw); opacity:1; }
  to   { transform: translateX(-100vw); opacity:0; }
}
/* ====== END OF CSS FILE ===== */